Six Figure Mentors Review – The Truth About This Digital Business System

Why I’m Reviewing Six Figure Mentors

When it comes to learning how to build an income online, the advice landscape is loud, crowded, and full of promises that look good on the surface. I’ve been working and reviewing online business programs since 2011, back when I launched my first website helping people sort out the real opportunities from the hype.

ScamBustersUSA is simply the latest evolution of that mission — a rebrand and fresh start, built on more than a decade of experience testing courses, mentorship programs, and “done-for-you” business systems.

Over the years, I’ve seen the same patterns repeat themselves:

1. Most beginners aren’t looking for shortcuts — they’re looking for clarity.
2. When clarity isn’t available, hype fills the space — often at the expense of the learner.

Six Figure Mentors (often shortened to SFM) is one of those programs that has been around for quite a while. It isn’t a flashy new “AI side hustle” or a viral TikTok money trick — it’s a digital business mentorship platform that has reshaped its message multiple times over the years.

But the truth about a program isn’t found in its branding.

It’s found in the structure of the business model.

I’m not reviewing Six Figure Mentors to attack anyone or to promote fear.
I’m reviewing it because many new entrepreneurs join believing they are learning true affiliate marketing, when in reality, much of the training is built around promoting the SFM program itself.

That’s where confusion — and frustration — often begins.

My goal here is straightforward:
To explain what SFM actually offers, how the business model works, who it may be right for, who it may not be right for, and what you should know before investing your money or time.

If it fits your goals, that’s great.
If it doesn’t, even better — you just saved yourself time and expense.

So let’s take a clear look at what Six Figure Mentors really is — beyond the marketing claims.

Before we go deeper, I want to be transparent about where I’m coming from. I don’t currently build my income using closed-loop mentorship systems like SFM anymore. I spent years learning through trial, error, successes, and missteps — and eventually shifted to building income through independent niche websites, where I own the brand and long-term value.
I’ll go into that more later in this review, because I think it’s important to have a side-by-side comparison. But for now, let’s stay focused on understanding what SFM actually offers and how the business model works, so you can decide whether it aligns with your own goals.

What Is Six Figure Mentors?

Six Figure Mentors, often referred to as SFM, was founded by Stuart Ross and Jay Kubassek — two marketers who built their reputation early in the “digital lifestyle” movement. The core message behind SFM has always centered around helping people create a location-independent income through online business, personal development, and community mentorship.

On the surface, that’s appealing.
A lot of beginners are drawn into online business because they want more control over their time, income, and lifestyle. SFM speaks directly to that desire.

But the promise of freedom doesn’t tell us how the business model actually works.

From member experiences and training breakdowns, SFM is positioned as a structured mentorship program combined with business education and marketing support. However, much of the training leans toward promoting the program itself as a business model — rather than teaching beginners how to build independent niche websites or affiliate businesses from scratch.

This is where expectations often shift.

Many people join SFM believing they are learning affiliate marketing, but instead discover that much of the system is based on selling the mentorship system to others. This type of structure is not unique — I’ve seen the same model in other programs I’ve reviewed, such as The Invisible Affiliate System, where the training primarily teaches you how to replicate and resell the same business playbook.

This doesn’t automatically make SFM a scam — but it does mean the business model depends on recruitment and lead generation, not building long-term brand equity or independent income streams.

So to understand whether SFM is right for you, you need to be clear about one thing:

Are you looking to build a business of your own — or are you comfortable promoting a mentorship program as your primary offer?

That’s the defining line between whether SFM will work for someone or become an expensive detour.

How Six Figure Mentors Actually Works

To understand whether Six Figure Mentors is right for you, you have to understand how the program is structured to make money — not just for you, but for the people running it and the members promoting it.

SFM teaches online business fundamentals like marketing psychology, mindset, and digital entrepreneurship principles. But the core business model that most members end up using is something much simpler:

You join SFM → You learn the system → Then you promote SFM to others.

This is sometimes described as:

“Sharing the movement”
“Leading others to freedom”
“Paying it forward”
“Mentorship-based affiliate marketing”

But when we remove the branding language, what’s happening is:

The product you’re learning to sell is the program itself.

This is known as a closed-loop business model — and it’s important to understand because it determines:

How you earn
Who succeeds
And who struggles

Here’s how the system typically works in practice:

You become a member (at one of several pricing tiers)
You get access to training and mentorship materials
You are encouraged to share your journey and attract new leads
You direct people into SFM’s pre-built marketing funnel
When they sign up, you earn commissions

Now — can this work?
Yes, it can.

There are members who earn commissions promoting SFM.

But the question is:

Does this teach you how to build an independent business you own — or does it train you to market a single program controlled by someone else?

That distinction matters, because:

When your income depends on promoting someone else’s program
And that program changes pricing, policies, funnels, or shuts down
You don’t just lose commissions — you lose your entire business.

This is where many beginners run into trouble:

They think they are learning to build their own brand.
But they are actually learning to build the brand of Six Figure Mentors.

And that is a very different thing.

So the question isn’t:
“Is SFM a scam?”

The real question is:
“Do you want your business to be built on someone else’s platform?”

For some people, the answer is yes — they want the community, the structure, the identity.

For others, it becomes a limiting box rather than a business foundation.

Understanding that difference is the key to making an informed decision.

What You Actually Get Inside Six Figure Mentors

Now that we’ve looked at the structure of the SFM business model, let’s talk about what you actually receive when you join. This part matters, because a lot of programs sound great on the surface — but the real value comes down to the quality and relevance of the training.

Six Figure Mentors positions itself as a “digital business mentorship community”, meaning the offer is a combination of:

Online training modules
Mentorship calls or guidance
A community of like-minded members
Tools and templates to help you get started

On paper, that sounds useful.
The question is: How useful is it in practice?

Let’s break the components down one by one.

1. The Training Modules

SFM’s core training is presented as a series of video lessons and mindset-based learning. You’ll see topics about:

Understanding marketing and buyer psychology
Personal development and goal-setting
Crafting your “digital entrepreneur identity”
Introduction to digital business models

Some of this can be helpful for beginners who are brand new to online business. Understanding mindset and basic marketing concepts is valuable — no question.

However, the training does not go deep into:

How to choose a profitable niche
How to build a website or publish content
How to create long-term traffic using SEO
How to build an independent brand people return to

Instead, the training focuses more on your story, mindset, and identity as a digital entrepreneur — which can feel motivating but doesn’t always translate into practical steps.

For some people, especially those who like motivational mentorship environments, this is a positive.
For others who want hands-on business-building instructions, this is where the training may start to feel thin.

2. The Mentorship and Coaching

One of SFM’s biggest selling points is the idea of mentorship — the belief that you’re joining a network of people who are “further ahead” and can guide your journey.

And yes — there is community support, and you may have access to group calls or workshops, depending on your membership tier.

The quality of that mentorship can vary depending on:

Who is leading the call
How active the community is at the time
Whether discussions are strategy-focused or motivational-focused

Many members report that the mentorship leans heavily into motivational coaching rather than step-by-step business-building guidance. Again — this isn’t necessarily bad — it just needs to match your personal learning style.

If you’re someone who thrives on being encouraged, challenged, and inspired, you may appreciate this environment.
If you’re someone who wants checklists, frameworks, and technical execution steps — you may find it lacking.

3. The “Digital Business System” Tools

This is where expectations often become misaligned.

SFM advertises a business platform, funnels, and marketing system. But what most members discover is that these tools are primarily designed for promoting SFM itself.

This means:

The landing pages
The funnel templates
The messaging scripts

…are tailored to bringing new members into SFM, not for building your own niche business.

So while the tools may feel “ready-made” and beginner-friendly at first, they’re only useful if:

You are comfortable promoting SFM, and
You don’t mind your business being tied to a single platform.

This is the key distinction we keep returning to:

If your goal is to build your own brand, SFM’s tools don’t help much with that.

They help you build SFM’s brand.

One thing I can tell you from experience is that these done for you landing pages, funnel templates, and messaging scripts simply do NOT Rank well at all in search engines like Google, Bing, Yahoo or any other search engines. You need to deliver Quality content that is helpful to readers. Not Cookie cutter landing pages. I go deeper into the cookie cutter website concept in my Plug In Profit Site Review.

We will get into this aspect a little deeper later, when I show you My #1 Recommendation.

4. The Community

One thing SFM does have is a loyal core community.
There are members who genuinely support each other, share wins, encourage one another, and build relationships.

Community matters — especially online.

However, because the business model relies on recruitment, conversations tend to lean toward:

How to promote the mentorship
How to talk about the “lifestyle”
How to bring in more people

Not necessarily:

How to build blogs that drive traffic
How to create search-based content
How to build a brand or niche authority site
How to diversify income streams

So the community can feel motivating — but it may not directly move your business forward unless your business is promoting the community.

My #1 Recommendation teaches you how to build a lasting online business that you actually own, with all the tools you need in one place.

Component	Value	Limitation
Motivational training & mindset content	Helpful for beginners	Not business-model-specific enough
Mentorship & group calls	Encouraging environment	Often motivational > practical
Business tools & funnels	Fast to use	Focused on promoting SFM, not your own business
Community support	Can be uplifting	Can become echo-chamber style promotion

Bottom Line:

SFM provides motivation, community, and identity support, but less step-by-step practical instruction for building a long-term, independent affiliate business.

For some people, that’s exactly what they’re looking for.

For others — especially those who want to build their own brand — this is where the model starts to feel limiting.

The Real Cost of Six Figure Mentors (Including the Upsells)

When you first look at Six Figure Mentors, the pricing can seem straightforward — especially if you only see the introductory membership. But once you get inside, it becomes clear that the program is built around multiple levels, upgrades, and recurring costs that are necessary if you want to access the full training or participate in the business model.

This doesn’t automatically make it bad — but it does mean it’s important to understand what you’re committing to before you move forward.

Let’s break this down honestly.

1. Basic Membership (Entry Level)

SFM typically starts with a lower-cost entry membership — often around $49/month. This gives you:

Access to introductory training
Limited community involvement
A general overview of the mindset and digital business framework

But at this level:

You cannot access the core business system
You cannot participate in the affiliate/partner program
You do not get full mentorship support

So while the entry price appears low, it really functions as a preview stage — not the working business model.

2. Essential, Pro, and Higher Tier Upgrades

To unlock the business model that SFM promotes in its marketing, you’ll need to upgrade to higher tiers.

Member reports and pricing history show these commonly include:

Tier	Cost	Purpose
Essential Package	~$297 one-time + monthly fees	Unlocks training and funnel access
Pro / Elite / Higher Mentorship Tiers	$500 to well over $2,000	Required for full earning potential
License / Commission Qualification Fees	Varies	Needed if you want to promote SFM

These upgrades are positioned as optional, but in practice, they are necessary if your goal is to:

Earn commissions promoting SFM
Access advanced training
Use the “done-for-you” business system

So while SFM markets itself as beginner-friendly, the real functional entry point into the business system is significantly higher.

3. Marketing Tools and Ongoing Software Costs

In addition to membership and upgrade fees, you’ll also need tools such as:

Email autoresponders (e.g., AWeber, GetResponse)
Funnel software or page builders
Tracking tools
Possibly paid traffic or ad spend

These are standard tools for online marketing — but SFM does not include them in membership pricing. So they become part of your recurring monthly overhead.

For many members, this can add another $50–$200 per month on top of their membership fees.

4. Refunds and Cancellation Considerations

Several former members report mixed experiences with refunds and cancellations.
This is not unique to SFM — it happens in many mentorship-based programs — but it does mean you should:

Read the refund terms carefully
Confirm what is and isn’t refundable
Keep track of recurring billing dates

The main issue is usually not intentional wrongful billing — it’s misunderstanding what tiers are refundable or final sale.

Again — clarity before commitment is key.

5. The Hidden Cost: Ownership vs. Dependency

This is the part most beginners don’t notice right away.

When you build your business inside SFM, you are building:

On their platform
With their language
With their funnel templates
And promoting their offer

Meaning:

If you ever leave the program, the business does not come with you.

Your audience, messaging, and system are tied to a platform you do not own.

Over time, I shifted toward building income through independent niche websites, where the long-term value belongs to me — not a platform or a mentorship system. I’ll explain more about that approach later in this review, so you can compare both models side-by-side and decide which path aligns with your goals.

6. Cost Summary

Expense Type	Approximate Range	Notes
Basic Membership	$49/month	Limited access
Essential Upgrade	~$297+	Unlocks core features
Higher Tiers / Mentorship	$500–$2,000+	Required to fully participate
Tools & Software	$50–$200/month	Email, funnels, tracking
Paid Traffic (optional)	Variable	Often recommended for results

Realistic monthly business cost: $200–$500+ depending on your level of activity.

Bottom Line on Cost

SFM isn’t the most expensive program out there — but it does require a serious financial and time commitment, especially if you want to use their model of promoting the mentorship program itself.

There’s nothing inherently wrong with that — as long as you understand what you are building, and who ultimately owns it.

Section 6: Who Six Figure Mentors Is (and Isn’t) Built For

Every business program works best for a certain type of person — not everyone.
And one of the most helpful things you can do before spending money is to figure out whether the program matches your goals and your learning style.

Six Figure Mentors is no exception.

Because of its emphasis on community, identity, and promoting the mentorship model, SFM tends to work best for people who are motivated by connection, accountability, and shared purpose — and who are comfortable building a business around a pre-existing system.

Let’s break this into two parts so you can self-assess honestly.

6.1 Who Six Figure Mentors May Be a Good Fit For

SFM may be a good match for you if:

You’re drawn to group coaching and emotional support
You enjoy learning through motivation and mindset work
You’re comfortable promoting a program you’re part of
You’re okay with using done-for-you funnels and messaging
You prefer to build a business inside an existing framework, rather than starting from scratch

Some people thrive in that environment.
They feel encouraged, supported, and aligned with the message.
If you are someone who performs best when you feel like you’re part of a movement or community, that aspect of SFM may be appealing.

For the right person, the sense of belonging can be a strong advantage.

6.2 Who Six Figure Mentors Is Not Designed For

However, SFM may not be the best match if:

You want to build a business that you fully own
You want to choose your own niche and brand direction
You learn best through step-by-step execution and practical instruction
You prefer content-based traffic (blogs, SEO, organic audience building)
You don’t feel aligned promoting a program as your primary offer

If your goal is to build:

A niche site about fishing
A comparison site about crossbows
A product review site in the survival niche
A long-term brand that grows in authority over time

Then you’ll likely find SFM restrictive, because the system is optimized around promoting SFM, not helping you develop your own independent business model.

This is where many beginners misunderstand what they’re signing up for — and it’s the same pattern I’ve seen in other closed-loop business systems I’ve reviewed, such as The Invisible Affiliate System, where the primary earning mechanism depends on referring new members into the same system.

It’s not that these systems “don’t work.”
They work very specifically — and only for certain personalities and business goals.

6.3 The Key Question to Ask Yourself

Ask yourself this honestly:

Do I want to build my own brand — or do I want to build my business around promoting someone else’s?

There is no wrong answer.

Some people love the simplicity of a pre-built message and a community-driven movement.

Others prefer owning their digital real estate and building something that grows in value over time — even if the learning curve is a little steeper, especially in the beginning.

I eventually moved toward the second path — building independent niche websites where I own the content and long-term value. That approach isn’t for everyone, but I’ll break down how that works later in this review so you can compare the two models side-by-side.

The goal here isn’t to push you in either direction — it’s to help you choose the path that aligns with your goals, strengths, and personality.

Bottom Line on Fit

SFM is best suited for people who:

Want emotional support, structure, and community identity
Are okay with promoting the program as the primary offer
Prefer to plug into an existing system rather than build from scratch

SFM is not ideal for people who:

Want to build an independent online business they own fully
Want clear, step-by-step training on traffic, SEO, and niche strategy
Don’t feel aligned with recruitment-style promotion models

Understanding which category you fall into is one of the smartest decisions you can make before signing up — because it saves you the frustration of trying to make a program fit a goal it wasn’t designed to achieve.

Section 7: Red Flags, Transparency Concerns, and What to Watch Out For

I want to make something very clear up front:
SFM is not a “scam” in the sense of taking money and disappearing.
There is training, there is community support, and there are people earning through the program.

However — there are several structural elements and transparency issues that are worth understanding before you decide whether to join. These aren’t criticisms for the sake of criticism — they are simply the parts of the program that many new members don’t realize until after they’ve invested time and money.

Knowing these in advance helps you make a clear, informed decision, not an emotional one.

7.1 The Business Model Depends on Promoting the Program Itself

As we covered earlier, the business model is closed-loop:
You learn the system → You promote the system → You earn when others join.

This can work well for some people.
But it becomes an issue when the majority of member success stories are based on referring new members into the system, not building independent businesses.

This creates a situation where:

The training says “build your own business”
But the practical earning method is “promote SFM”

This misalignment is where many beginners feel misled — even if no one intended to mislead them.

7.2 The Training Leans More Toward Identity and Lifestyle Than Execution

There is a lot of emphasis in SFM on:

Personal development
Entrepreneur mindset
Lifestyle vision-building

These are not bad things — in fact, mindset work can be deeply valuable.

But when mindset replaces step-by-step skill building, beginners often feel like they are “doing the work” without actually making measurable progress.

Programs like AI Marketers Club and Adam’s Method use a similar motivational-first approach — and in those reviews, I made the same point: mindset coaching is not a substitute for business strategy.

If you thrive on motivation, you’ll like this.
If you need structure, you’ll feel stuck.

7.3 Trustpilot and BBB Profiles Suggest Low Public User Volume

This is where we bring in light, factual, external references — not accusations.

Six Figure Mentors does have a Trustpilot profile, but with a limited number of reviews, which makes it hard to gauge real member outcomes.
(We will link to the Trustpilot page when we format the final article.)
SFM is not currently accredited by the Better Business Bureau (BBB), and its listing is either minimal or unclaimed depending on when you check.
(We will link to the BBB listing in this section when we format.)

Neither of these things prove anything negative, but they do indicate that:

The program is not widely reviewed by everyday users, and
The company does not appear to maintain public-facing transparency channels to the degree many other training platforms do.

This is simply something to be aware of.

7.4 FTC Guidelines on Income Claims Matter Here

Any program where members earn by referring new members must be careful with income claim language.

The U.S. Federal Trade Commission provides guidance for programs like this:
Businesses must avoid suggesting typical earnings or guaranteed outcomes.

We’ll link the FTC’s official resource in the final version so readers can review it directly.
This is not to imply wrongdoing — it’s just to empower you to evaluate claims realistically.

7.5 The Core Question of Transparency

None of these red flags automatically make SFM “bad.”
They simply mean the program requires clarity of expectations:

If you join SFM knowing that:

The business model is primarily about promoting SFM
You will likely need to invest in higher-tier upgrades
You will be building within a system, not your own brand

Then you’ll have a much smoother experience.

The problem is when someone joins expecting to learn independent affiliate marketing from scratch — because that’s not what this program is optimized for.

Bottom Line on Red Flags

SFM is not a scam.
It’s simply a very specific kind of business model, and success largely depends on whether that model matches:

Your personality
Your long-term goals
And your learning style

If you want to promote a mentorship platform and be part of a lifestyle-focused community, SFM may feel supportive and inspiring.

If your goal is to build your own niche business that you fully control, you’ll likely feel constrained.

And recognizing that now can save you:

Money
Frustration
And months of effort that point in the wrong direction

Section 8: The Pros and Cons of Six Figure Mentors

At this point in the review, we’ve covered what SFM teaches, how the business model works, and who the program is best suited for. Now let’s take a step back and look at the program as a whole — objectively, without hype or criticism.

Every program has strengths and weaknesses.
Understanding both sides is what allows you to make a clear, confident decision.

8.1 The Pros (Where SFM Does Offer Value)

✅ Supportive Community Environment
If you’re someone who thrives on encouragement, shared energy, and feeling like you’re part of a “movement,” the SFM community can be a genuine strength. Some people do better when they feel supported — and SFM provides that.

✅ Helps Beginners Shift Into an Entrepreneurial Mindset
For those new to online business, SFM does a good job of helping you think differently about work, income, and long-term growth. Mindset matters, especially early on.

✅ Structure and Guidance for People Who Don’t Want to Start From Scratch
If you feel overwhelmed by the idea of picking a niche, building a site, developing content, and learning SEO, then promoting a pre-built system may feel simpler and more direct.

✅ “Done-for-You” Tools Can Make Early Execution Faster
The provided funnels and marketing materials mean you don’t have to build everything on your own. For some people, this removes the initial “analysis paralysis” of starting.

8.2 The Cons (Where SFM Can Fall Short)

❌ Limited Independence — You Are Building Their Brand, Not Yours
This is the core limitation. If you ever leave SFM, the business doesn’t come with you. Your message, your funnels, and your audience are tied to the system.

❌ Training Leans Heavy on Motivation, Light on Actionable Skill-Building
Many members report that they come away feeling inspired — but unsure how to actually build a business that stands on its own.

❌ The Business Model Relies on Recruiting Others Into the Same System
This is not traditional affiliate marketing. It’s system promotion. Some people are comfortable with that — others aren’t.

❌ Costs Can Stack Quickly — and Not Everyone Realizes This Up Front
Between membership tiers, software tools, and potential paid traffic, the monthly overhead can become significant before you see results.

❌ Not Ideal for People Who Want to Build Long-Term Asset-Based Income
If you want to build an independent niche site that can grow over time — an asset you own — this model won’t teach you how to do that.

8.3 The Pros and Cons At a Glance

AspectStrengthLimitationCommunitySupportive and motivatingCan become echo-focusedTrainingStrong mindset developmentLight on step-by-step executionBusiness ModelSimple to understandDependent on promoting SFMTools“Done for you” can reduce overwhelmNot designed for building your own brandCostLow entry pointReal costs rise at higher tiersLong-Term OwnershipCommunity identity can feel meaningfulNo independent business asset built

Balanced Summary

Six Figure Mentors has real strengths, particularly in community support, mentorship energy, and providing a structured system for people who don’t want to build from scratch.

But its limitations are just as real — especially for anyone who wants to build something independent and lasting.

There is no “wrong choice” here.
It simply comes down to what kind of business you want and who you want to be as an entrepreneur.

If you’re someone who values ownership, independence, and building something that grows in value over time, then you will likely want to look at a different approach than SFM’s recruitment-based model.

And we’ll talk about that next — in a way that’s straightforward, respectful, and detailed enough to make a confident comparison.

Section 9: Six Figure Mentors vs. Building an Independent Online Business

(Side-by-Side Comparison — No Hype, Just Clarity)

At this point, you understand what Six Figure Mentors offers and how the business model works. Now the question becomes:

“How does this compare to building an online business that I own?”

That’s the real decision here.

Because there are two very different paths:

Path A: Build a Business Inside a System (SFM)

You plug into a pre-existing message, community, and funnel.
Your income depends on how effectively you promote that system.

Path B: Build a Business You Own (Independent Digital Asset)

You choose your niche, build content around it, and grow long-term search traffic and trust.
Your income comes from multiple merchants/products, not one platform.

I eventually moved toward independent niche websites because it allowed me to build something that grows in value over time and does not disappear if one program changes direction. (We already placed the soft reference earlier — no CTA or brand mention yet.)

But both models can work — depending on your goals and personality.

Let’s look at them side-by-side:

9.1 Business Model Comparison

AspectSix Figure MentorsIndependent Niche Website ModelWhat You PromotePrimarily SFM itselfProducts/services across any niche you chooseHow You EarnMember referrals and commissionsAffiliate commissions, ad revenue, product salesOwnershipSFM controls branding, funnels & systemYou own the website, brand, and trafficStartup DifficultyEasy to start, messaging is pre-madeRequires learning research, content & SEOStabilityBusiness depends on one programBusiness lasts as long as you own your domainCommunity SupportStrong, motivationalVaries — depends on training platform chosenRisk LevelHigher risk if the program changes or declinesLower long-term risk — your website is your asset

9.2 Lifestyle & Learning Style Comparison

QuestionIf Your Answer Is “Yes”…Then You May Prefer…Do you like being part of a movement or team identity?YesSFMDo you like promoting something you’re personally part of?YesSFMDo you value independence and creative control?YesIndependent niche businessDo you want to choose your own niche and brand voice?YesIndependent niche businessAre you okay with learning new skills and growing gradually?YesIndependent niche businessDo you want fast start execution, without building everything yourself?YesSFM

There is no “better” path in a vacuum — it depends on your values and your learning style.

9.3 The Core Difference (This Is the Turning Point)

If you build inside SFM:

You get community support
You get pre-made funnels
But you are building someone else’s brand

If you build independently:

You own your brand
You control your niche direction
And your work continues to pay you years down the line

The real question isn’t:

“Which one works?”

Both work.

The real question is:

“Which one will still belong to you five years from now?”

That’s the question that changed my direction years ago — and it’s the question I encourage every beginner to sit with before choosing their path.

9.4 No Pressure — Just Clarity and Confidence

If you feel drawn to SFM’s community-driven identity, shared language, and mentorship energy — there is nothing wrong with choosing that path. Some people genuinely thrive in that environment.

But if you’ve been feeling that quiet pull toward building something you own, something with your voice, something that grows in value over time…

Then the independent niche website model is likely the better path for you.

And that’s what we’ll explore next — clearly, calmly, and step-by-step — so you can compare options side-by-side with full clarity.

No rush.
No pressure.
Just truth.

Section 10: A Better Way to Build an Online Business (If You Want Ownership)

If you’ve made it this far in the review, it probably means one of two things:

You’re genuinely trying to make the right decision before joining SFM
You’re interested in building an online business — but you want it to actually belong to you

Either way, that tells me something important:

You’re not here for shortcuts.
You’re here for clarity.

And clarity means being able to compare both business paths side-by-side, now that you understand the SFM model fully and without hype.

10.1 What the Independent Niche Website Model Actually Looks Like

The model I use now — the one I shifted into after years of trial, error, and misleading shortcuts — is based on:

Choosing a topic or niche you actually care about
Building a website around that niche
Publishing helpful content that answers real questions
Attracting readers through search traffic (no paid ads necessary)
Earning commissions when people buy products you’ve recommended

This is called affiliate marketing, but not the version where you promote a mentorship program or a closed-loop system.

This is the real version:

You build something once
It continues to work for you
It grows in value over time
And you own it

No platform can take it away from you.
No price increase can shut it down.
No funnel change can erase your work.

This model isn’t “fast.”
It isn’t “push-button.”
And it requires showing up and learning real skills.

But those skills are what give you:

Stability
Independence
Leverage
And long-term income potential

The opposite of dependency.

10.2 Why I Chose This Path Long-Term

There came a point where I had to ask myself:

“Do I want to keep building businesses that only work as long as I stay inside someone else’s system — or do I want to build something that grows even when I step away?”

For me, the answer became clear.

I wanted:

Ownership
Autonomy
The ability to build something meaningful
And the freedom to choose which products and brands I aligned with

I didn’t want to rely on one program to determine whether my business lived or died.

That’s when I transitioned into building independent niche websites — and I’ve been doing it ever since.

10.3 Where Most Beginners Go Wrong

A lot of beginners never get to experience the benefits of independent business-building because they:

Get overwhelmed
Get distracted by hype
Think they don’t have the “right personality” to make it work
Believe the lie that they “need a shortcut to get started”

You don’t need a shortcut.

You need a clear path and support while learning it.

That’s it.

10.4 The Platform & Training I Use to Build These Websites

Now that we’ve walked through all of the above and you understand:

What SFM is
Who it’s for
Who it’s not for
How the business model works
And what the independent alternative looks like

This is the moment where it actually makes sense to introduce the platform I personally use.

Not as hype.
Not as a pitch.
Just as a transparent answer to:

“Okay — then how do you build your business?”

I’ll break down:

What the platform teaches
What tools it includes
How it supports you
And how it compares to SFM directly
in the next section.

There will be no pressure and no urgency language.
You’ve earned clarity — not a sales push.

Section 11: The Platform I Recommend (and Why)

Now that we’ve taken the time to look closely at how Six Figure Mentors works, who it’s built for, and what kind of business it helps you create, I want to share the platform and approach that I personally use to build independent, long-term, niche-based online income.

This isn’t about “better vs. worse.”
It’s about alignment.

If SFM is designed for people who want to build a business inside a structured mentorship system, the platform I use is built for people who want to build a business that stands on its own.
Something you own.
Something that grows in value.
Something no one can take away from you.

The platform I use is called Wealthy Affiliate.

And I’ve been with them since 2014 — not because it was the easiest, or the trendiest, but because it consistently provided the right combination of training, tools, community, and long-term support to build real online assets.

11.1 What Wealthy Affiliate Teaches

Wealthy Affiliate is built around one core concept:

Build a niche website that attracts targeted visitors naturally through search.

No paid ads required.
No funnels to maintain.
No recruiting others into a system.
Just learning how to:

Choose a profitable niche
Build a website around that niche
Write helpful content that answers real questions
Get search traffic from Google and Bing
Earn commissions when readers purchase products you recommend

This is the same affiliate marketing model used by major publishers, comparison review sites, and most successful independent online entrepreneurs.

It isn’t flashy — but it’s real.

11.2 What Makes Wealthy Affiliate Different from SFM

FeatureSix Figure MentorsWealthy AffiliateBusiness ModelPromote SFM systemBuild any niche site you chooseOwnershipSFM controls the business systemYou own the website and assetTraining StyleMotivational + personal developmentStep-by-step practical executionCommunityLifestyle-focusedSkill-building & support-focusedTools IncludedFunnels for promoting SFMHosting, websites, research tools, supportCost StructureUpgrades & re-qualification feesFlat-rate membership (no upsells)Ideal ForPeople who want to promote a systemPeople who want to build a brand

So the difference is not about which program is “good” or “bad.”
It’s about which program matches your long-term goals.

If you want to build something that belongs to you, Wealthy Affiliate aligns with that.

If you prefer working inside a pre-built system, SFM aligns with that.

The clarity is the value.

11.3 Why This Is the Path I Chose

I didn’t start with everything figured out.
I didn’t know how to choose a niche.
I didn’t understand SEO.
I didn’t have a roadmap.

I had to learn it, step-by-step.

But the thing is:

Once you learn how to build an online business you own, you only have to learn it once.

The skills transfer.
The business grows.
And your work continues to pay you later.

That’s when online business stops feeling like “grinding for the next sale” and starts feeling like building a real asset.

Wealthy Affiliate gave me the structure, the support, and the space to do that.

11.4 If You Want to Explore the Platform I Use

I’ll leave a link here to my Honest Wealthy Affiliate Review, where I break down exactly how it works, what it includes, and how to start with the free version so you can explore it for yourself:

→ My Honest Wealthy Affiliate Review
(This will be your internal link — no button yet. No urgency. No pressure.)

Take your time with it.
Read through the experience.
Ask yourself which path feels like the one you want to be on five years from now.

Your business becomes what you build — and you have the right to build something that aligns with who you are.

Section 12: Final Thoughts — Making the Right Decision for You

If you’ve read this far, you’re doing something most people never do:

You’re thinking about your decision before you make it.

That’s rare.
And that tells me you’re serious about building something real.

So here’s the truth, laid out simply — with no pressure either way:

Six Figure Mentors works for a certain type of person.
If you’re energized by community, shared identity, and promoting a system you’re personally invested in, you may feel at home there.

But if you’re someone who wants to build:

A business you own
A brand with your voice
Something that grows in value and independence over time

Then the independent niche website model is likely the better fit for your long-term goals.

Neither path is “right” for everyone.
The right path is the one that feels aligned with who you are becoming, not just where you are right now.

You’ve seen:

What SFM teaches
How the business model works
What it costs
Who it benefits
And who it doesn’t

You’ve also seen:

What it looks like to build something that belongs to you
Slowly, steadily, with skill and intention

Now, the decision is simply about what kind of business you want to build.

No urgency.
No scarcity.
No fear of missing out.

Just clarity.

If you decide you want to explore the independent path — the same one I chose — you can start where I did:

→ My Honest Wealthy Affiliate Review
(internal link placeholder — no button yet)

Read through it.
Sit with it.
See if it feels like the path you want to build.

If it does — great.
If it doesn’t — you already made a smarter decision than most people by researching first.

Either way:

I’m glad you’re here.
I’m glad you’re asking real questions.
And I’m glad you’re taking your business seriously.

Because that already sets you apart more than you realize.

Your Turn

If you have questions, thoughts, or experiences with programs like SFM, I’d genuinely like to hear about them. Your perspective may help someone else who’s in the same place you were just a short time ago.

Drop your thoughts in the comments.
I respond to every one.

You don’t have to build this alone.

About the Author

My name is Jason, and I’ve been working in the online business and affiliate marketing space since 2011. I didn’t start with a mentor, a blueprint, or a perfectly planned business. I started where most people begin — confused, overwhelmed, and frustrated by a constant stream of “make money online” shortcuts that always seemed to fall apart once you looked behind the curtain.

Over the years, I’ve joined programs that sounded promising, tried systems that claimed to be “proven,” and bought into more than a few “done-for-you” offers — only to discover that many of them relied on hype, upsells, and closed-loop business models that didn’t teach real, transferable skills.

I built this website, ScamBustersUSA, as a way to help people avoid those traps.

Not by attacking everything.
Not by calling everyone a scam.
But by:

Breaking down what these programs really teach
Being honest about who they’re actually designed for
And helping you make decisions that align with your long-term goals

I don’t believe in “get-rich-quick.”
I don’t believe in grinding people with pressure-based sales funnels.
And I don’t believe your business should depend on hype.

I believe in building something real — something you own, something you can grow, and something that continues to support you years from now.

If you’re new to this space, you’re not alone.
If you’ve been burned before, you’re not alone.
And if you’re ready to build with clarity instead of confusion, you’re exactly where you need to be.

Thanks for being here.

— Jason
Founder of ScamBustersUSA.com

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